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Conversation Between Shiny and ricdunn
Showing Visitor Messages 1 to 5 of 5
  1. ricdunn
    02-01-2013 05:09 PM
    ricdunn
    ok thanks for your help
  2. Shiny
    02-01-2013 05:03 PM
    Shiny
    If the situation arises where you need to insure a private car again, you are best off talking a Broker who can put a case forward to an insurer and try and get the maximum NCB allowed.
  3. ricdunn
    02-01-2013 04:29 PM
    ricdunn
    thanks for the reply.
    its my first mt policy and i would earn 1 years mt no claims at the end of it. if i canceled my policy before the end if things didnt work i wouldnt recieve my 1st year mt no claims discount, where would that leave me?

    thanks
  4. Shiny
    02-01-2013 04:25 PM
    Shiny
    If your NCB has been taken into account on your MT policy, then it is now being used on the MT policy and can't be used on a private car.

    If you stop your MT policy and want to go back to a private car policy, most insurers will issue proof of actual earned MT NCB, some may also mention the private car NCB when issuing NCB proof.

    It will then be a case of finding a private car Insurer that is happy to accept MT NCB.

    This all depends on which insurer you are with, as it does vary between them.
  5. ricdunn
    02-01-2013 04:19 PM
    ricdunn
    hi shiny i wondered if you could help me please.
    i have taken a trade policy 2 months ago and used my private car ncb on it. does this mean i have now lost my private cars ncb if i want to use it infuture?

    thanks for your help. pm if you want i cant send you a pm as i dont have enough posts. thanks

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