Paypal nightmare - Page 3

alan_mcc · 21-04-2012, 04:17 PM

Yup, paypal haven't attempted to contact me, just sent various automated emails about there being insufficient funds in my account.

I phoned them but the woman couldn't tell me much (nor could she speak great english tbh). I didn't realise I had a credit rating. I'm only 18 and have only had a bank account for 2 years.

The collection company are called iQor Recovery Services or something.

alan_mcc · 23-04-2012, 12:42 PM

Phoned iQor first thing this morning and sorted it. £20 somehow became £22.50.... oh well it's sorted now!

DMH-01 · 23-04-2012, 12:54 PM

Quote:

Originally Posted by alan_mcc

Phoned iQor first thing this morning and sorted it. £20 somehow became £22.50.... oh well it's sorted now!

Once the debt has been passed onto a recovery company they start charging fees.

Bero · 23-04-2012, 12:57 PM

Quote:

Originally Posted by alan_mcc

Yup, paypal haven't attempted to contact me, just sent various automated emails about there being insufficient funds in my account.

Glad it's sorted now.

Don't worry - negligible to no effect on your credit rating.

alan_mcc · 23-04-2012, 01:03 PM

Quote:

Originally Posted by DMH-01

Once the debt has been passed onto a recovery company they start charging fees.

Thought as much.

Quote:

Originally Posted by Bero

Glad it's sorted now.

Don't worry - negligible to no effect on your credit rating.

Paypal is now sat at -£20.49, god knows. Hopefully it'll update itself back to £0 in the next week or so or I'm just gonna cancel it and give up.

bigmc · 23-04-2012, 01:05 PM

Zero effect on your credit rating as you don't have a credit agreement with paypal. They rely on the same scare tactics as private parking companies, and legally when you details are passed on to the debt collection agency your debt is repaid.

alan_mcc · 23-04-2012, 01:30 PM

So technically I didn't have to pay the debt company, just let their balliffs come hundreds of miles to deepest darkest scotland?

Gutted..

Shug · 23-04-2012, 01:44 PM

Quote:

Originally Posted by alan_mcc

So technically I didn't have to pay the debt company, just let their balliffs come hundreds of miles to deepest darkest scotland?

Gutted..

At which point you send them south again as bailiffs have no legal rights in scotland. Any seizures have to be by court order and carried out by sheriffs officers. Otherwise its theft.

alan_mcc · 24-04-2012, 02:11 AM

Ah well, it's paid now but paypal still haven't resolved my balance.

cobra · 29-04-2012, 08:46 AM

can't believe paypal still haven't sorted this - hope is resolved v. soon for you

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21-04-2012, 04:17 PM	#21
alan_mcc Distinguished Detailer Join Date: Oct 2008 Location: Moray, Scotland Posts: 8,168 Thanks: 2,605 Thanked 1,926 Times in 1,572 Posts	Yup, paypal haven't attempted to contact me, just sent various automated emails about there being insufficient funds in my account. I phoned them but the woman couldn't tell me much (nor could she speak great english tbh). I didn't realise I had a credit rating. I'm only 18 and have only had a bank account for 2 years. The collection company are called iQor Recovery Services or something.

23-04-2012, 12:42 PM	#22
alan_mcc Distinguished Detailer Join Date: Oct 2008 Location: Moray, Scotland Posts: 8,168 Thanks: 2,605 Thanked 1,926 Times in 1,572 Posts	Phoned iQor first thing this morning and sorted it. £20 somehow became £22.50.... oh well it's sorted now!

23-04-2012, 01:05 PM	#26
bigmc Banned Join Date: Mar 2010 Posts: 6,731 Thanks: 989 Thanked 3,006 Times in 2,175 Posts	Zero effect on your credit rating as you don't have a credit agreement with paypal. They rely on the same scare tactics as private parking companies, and legally when you details are passed on to the debt collection agency your debt is repaid.

23-04-2012, 01:30 PM	#27
alan_mcc Distinguished Detailer Join Date: Oct 2008 Location: Moray, Scotland Posts: 8,168 Thanks: 2,605 Thanked 1,926 Times in 1,572 Posts	So technically I didn't have to pay the debt company, just let their balliffs come hundreds of miles to deepest darkest scotland? Gutted..

24-04-2012, 02:11 AM	#29
alan_mcc Distinguished Detailer Join Date: Oct 2008 Location: Moray, Scotland Posts: 8,168 Thanks: 2,605 Thanked 1,926 Times in 1,572 Posts	Ah well, it's paid now but paypal still haven't resolved my balance.

29-04-2012, 08:46 AM	#30
cobra PC Perfectionist Join Date: Feb 2012 Location: Norfolk Posts: 489 Thanks: 91 Thanked 144 Times in 130 Posts	can't believe paypal still haven't sorted this - hope is resolved v. soon for you

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