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Old 21-04-2012, 04:17 PM   #21
alan_mcc
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Yup, paypal haven't attempted to contact me, just sent various automated emails about there being insufficient funds in my account.

I phoned them but the woman couldn't tell me much (nor could she speak great english tbh). I didn't realise I had a credit rating. I'm only 18 and have only had a bank account for 2 years.

The collection company are called iQor Recovery Services or something.
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Old 23-04-2012, 12:42 PM   #22
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Phoned iQor first thing this morning and sorted it. 20 somehow became 22.50.... oh well it's sorted now!
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Old 23-04-2012, 12:54 PM   #23
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Phoned iQor first thing this morning and sorted it. 20 somehow became 22.50.... oh well it's sorted now!
Once the debt has been passed onto a recovery company they start charging fees.
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Old 23-04-2012, 12:57 PM   #24
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Yup, paypal haven't attempted to contact me, just sent various automated emails about there being insufficient funds in my account.


Glad it's sorted now.

Don't worry - negligible to no effect on your credit rating.
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Old 23-04-2012, 01:03 PM   #25
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Once the debt has been passed onto a recovery company they start charging fees.
Thought as much.

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Glad it's sorted now.

Don't worry - negligible to no effect on your credit rating.
Paypal is now sat at -20.49, god knows. Hopefully it'll update itself back to 0 in the next week or so or I'm just gonna cancel it and give up.
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Old 23-04-2012, 01:05 PM   #26
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Zero effect on your credit rating as you don't have a credit agreement with paypal. They rely on the same scare tactics as private parking companies, and legally when you details are passed on to the debt collection agency your debt is repaid.
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Old 23-04-2012, 01:30 PM   #27
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So technically I didn't have to pay the debt company, just let their balliffs come hundreds of miles to deepest darkest scotland?

Gutted..
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Old 23-04-2012, 01:44 PM   #28
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So technically I didn't have to pay the debt company, just let their balliffs come hundreds of miles to deepest darkest scotland?

Gutted..
At which point you send them south again as bailiffs have no legal rights in scotland. Any seizures have to be by court order and carried out by sheriffs officers. Otherwise its theft.
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Old 24-04-2012, 02:11 AM   #29
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Ah well, it's paid now but paypal still haven't resolved my balance.
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Old 29-04-2012, 08:46 AM   #30
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can't believe paypal still haven't sorted this - hope is resolved v. soon for you
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