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The Insurance Zone Want to insure your ride but not sure of wheres best.. Well, put a post here and others should be able to help!

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Old 10-01-2017, 09:49 PM   #11
Kerr
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One of the insurance companies that sponsors the Babybmw site will not offer insurance to first time RWD drivers at the moment. They've been telling guys that their underwriters just won't accept it.


The M135/140i is one of the cheaper performance cars on the market at the moment due to PCP deals. I've a horrible feeling that claims are going through the roof due to amount of young guys jumping right in 320bhp+ cars and running out of talent.

Out of interest I just ran a quote for the M2 to see that I got. I'm getting quotes of £223, which is less than what the M235i is.

This insurance profiling works very strangely. There's obviously something in your profile that is harming you.
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Old 10-01-2017, 09:49 PM   #12
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Originally Posted by Soul boy 68 View Post
One question then fella, how do drivers ensure super cars and other high performance cars with twice the power as mine?


Because they aren't modified they aren't as much as you think! R8's for example can be insured for under £1k for example. Especially if they have things like trackers fitted


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Old 10-01-2017, 09:50 PM   #13
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Originally Posted by wish wash View Post
Have you tried Keith Michaels plc they only do high end cars/ performance.

Now that's one of two insurers I've never heard of. there must be loads more I've not come across yet.
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Old 10-01-2017, 09:52 PM   #14
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Quote:
Originally Posted by Kerr View Post
One of the insurance companies that sponsors the Babybmw site will not offer insurance to first time RWD drivers at the moment. They've been telling guys that their underwriters just won't accept it.


The M135/140i is one of the cheaper performance cars on the market at the moment due to PCP deals. I've a horrible feeling that claims are going through the roof due to amount of young guys jumping right in 320bhp+ cars and running out of talent.

Out of interest I just ran a quote for the M2 to see that I got. I'm getting quotes of £223, which is less than what the M235i is.

This insurance profiling works very strangely. There's obviously something in your profile that is harming you.

I've had similar to that quote Kerr but the problem is that I have the mods fitted and some wont replace like for like in the event of an accident.
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Old 10-01-2017, 09:53 PM   #15
wish wash
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My R35 cost me £600 a year fully comp, having a tracker makes no difference on the premium and I've only 9 years no claims. Yes I'm young late 20's
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Old 10-01-2017, 09:54 PM   #16
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The best I have had so far is £635 from performance direct which will cover everything I have mentioned.
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Old 10-01-2017, 09:54 PM   #17
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The best I have had so far is £635 from performance direct which will cover everything I have mentioned.
That's who I'm with
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Old 10-01-2017, 09:54 PM   #18
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Quote:
Originally Posted by Soul boy 68 View Post
One question then fella, how do drivers ensure super cars and other high performance cars with twice as much power as mine?
I head that what alot of very wealthy people do with supercars is put a large amount down as collateral in case of an accident etc, and then the insurance company can use that if something happens

But we're talking megabucks here

When you say mods, are these options on the car, or something you've done post delivery?

Because my understanding is that anything specced at the factory isn't classed as a modification

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Old 10-01-2017, 09:55 PM   #19
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All were very MOD friendly for my Lotus's one which had been converted to an Audi engine the other had a Honda engine from a CTR modified to about 350 with a jackson Supercharger.

Also included trackdays
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Old 10-01-2017, 09:57 PM   #20
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When I watching these YouTube bloggers some are paying 4K. Schme150 said in a previous video his insurance is a 5-6 figure sum but he has millions worth of cars
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