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The Insurance Zone Want to insure your ride but not sure of wheres best.. Well, put a post here and others should be able to help!

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Old 10-01-2017, 10:26 PM   #21
Soul boy 68
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Quote:
Originally Posted by Andy from Sandy View Post
Would you liked to be a named driver? lol

Just for a 2016 M2 no mods declared.
Believe Me I was tempted Sandy but I dare not risk it, I'm ok, it's the others.
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Old 10-01-2017, 10:28 PM   #22
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Quote:
Originally Posted by wish wash View Post
My R35 cost me £600 a year fully comp, having a tracker makes no difference on the premium and I've only 9 years no claims. Yes I'm young late 20's
That's nearly as much as my quote and I your old enough to be my son . Who are you ensured with?
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Old 10-01-2017, 10:33 PM   #23
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Originally Posted by Hereisphilly View Post
I head that what alot of very wealthy people do with supercars is put a large amount down as collateral in case of an accident etc, and then the insurance company can use that if something happens

But we're talking megabucks here

When you say mods, are these options on the car, or something you've done post delivery?

Because my understanding is that anything specced at the factory isn't classed as a modification

Sent from my Pixel XL using Tapatalk
The so called mods are dealer fitted options except for a the wrapped roof

Last edited by Soul boy 68; 10-01-2017 at 10:36 PM.
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Old 10-01-2017, 10:36 PM   #24
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Originally Posted by wish wash View Post
When I watching these YouTube bloggers some are paying 4K. Schme150 said in a previous video his insurance is a 5-6 figure sum but he has millions worth of cars
I am a small fish in a big pond in comparison
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Old 10-01-2017, 10:38 PM   #25
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Originally Posted by uggski View Post
Try 1 Answer
REIS
Henderson taylor
A plan
All were very MOD friendly for my Lotus's one which had been converted to an Audi engine the other had a Honda engine from a CTR modified to about 350 with a jackson Supercharger.

Also included trackdays
Looks like I'll have a busy morning tomorrow on the telephone
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Old 10-01-2017, 11:01 PM   #26
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Glad i didnt go down the M2 route now, think it cost me an extra tenner a month, do about 400 a year. I am the best part of 50 so you would think it would be less but i live in a dodgy area of a dodgy town, police helicopter over our flat most nights, parked on the road etc so i think i got off lightly to be fair.





Watch get royally fleeced when the renewal comes up now
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Old 10-01-2017, 11:45 PM   #27
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had to do a quote out of curiosity, got a quote from my insurer for a M2 - £842, 30 year old with 5 years NCB and parents on as well and area is the lowest risk for insurance

Last edited by Christian6984; 10-01-2017 at 11:47 PM.
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Old 10-01-2017, 11:59 PM   #28
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Quote:
Originally Posted by Kerr View Post
One of the insurance companies that sponsors the Babybmw site will not offer insurance to first time RWD drivers at the moment. They've been telling guys that their underwriters just won't accept it.


The M135/140i is one of the cheaper performance cars on the market at the moment due to PCP deals. I've a horrible feeling that claims are going through the roof due to amount of young guys jumping right in 320bhp+ cars and running out of talent.

Out of interest I just ran a quote for the M2 to see that I got. I'm getting quotes of £223, which is less than what the M235i is.

This insurance profiling works very strangely. There's obviously something in your profile that is harming you.
Quite a few of us Z4 guys that have upgraded from 2.5/3.0 to the ///M have found our premiums fall. Mine dropped by 20% instantly upgrading from a 2.5si
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Old 11-01-2017, 12:09 AM   #29
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Quote:
Originally Posted by Christian6984 View Post
had to do a quote out of curiosity, got a quote from my insurer for a M2 - £842, 30 year old with 5 years NCB and parents on as well and area is the lowest risk for insurance
I guess my only quote so far from a specialist insurance company of £632 isn't so bad then.
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Old 11-01-2017, 12:43 AM   #30
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Insurance is shocking now i have 20+ years no claims no points no mods only a Focus Zetec and my insurance is £550.
Your lucky you dont live in Northern Ireland.
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