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The Motoring Zone Just bought a car? Need advice on a car? Want to chat about cars generally? Here is the place to do it.

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Old 24-02-2013, 01:25 PM   #91
andy665
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Originally Posted by SteveTDCi View Post
Staff always get the best deals. Why people chose pcp over lease I don't know, nobody keeps a car on pcp
It's easy - chance of some cash back. PCP offers everything a lease offers and more. As I always say about PCP - as long as you understand the deal you can't lose - if there's equity it's yours, if there is a loss it's the finance houses.

Would agree though that a straight lease is well worth considering - it's all about how the numbers and your circumstance / plans add up
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Old 24-02-2013, 01:44 PM   #92
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Bought my 370z on a pcp, as said above, if it had been worth less than the final balloon payment I'd have just handed it back and walked away. When I got into the agreement I was happy I could meet the balloon when the time came and I paid it off. Nothing wrong with PCPs as long as you understand what you are signing up for.
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Old 24-02-2013, 03:08 PM   #93
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I bought a left hand drive beetle uk import in 99 and the dealer made me sign up for it on a pcp so glad he did.

The right hand drive model came out a year later and soon after that they dropped the price as well, ended up giving the car back after 3 years

They offered me 5k at that time and the final figure was 8k.
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Old 24-02-2013, 03:36 PM   #94
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I bought a left hand drive beetle uk import in 99 and the dealer made me sign up for it on a pcp so glad he did.

The right hand drive model came out a year later and soon after that they dropped the price as well, ended up giving the car back after 3 years

They offered me 5k at that time and the final figure was 8k.
That's the way I look at manufacturers who offer crazily high GMFVs - the negative way is to view it as a certainty that you will have no equity at the end, the positive way to view it is the manufacturer protecting from depreciation beyond a certain point

I looked at the details of a Mercedes customer last week who recently handed back a C63, had it for the full duration of a 36 month PCP and the GMFV was nearly 7k more than its actual value - having the car on PCP effectively saving him nigh on £200 per month in depreciation
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Old 25-02-2013, 10:08 AM   #95
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Nissan Juke Nismo £199 a month, 6+23 10k Miles p/a

Contract Hire but Hey it's cheap for what is a manual New Clio RS jacked up a bit.
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Old 25-02-2013, 10:35 AM   #96
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Nissan Juke Nismo £199 a month, 6+23 10k Miles p/a

Contract Hire but Hey it's cheap for what is a manual New Clio RS jacked up a bit.
Where's that from?
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Old 25-02-2013, 02:22 PM   #97
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Originally Posted by White-r26 View Post
Where's that from?
Even better deal if you are a private buyer (no company car tax)

http://www.jr-leasing.co.uk/process....tail&id=896264

£181 for business users!

Personal: £217 a month all in inc VAT and Road Tax

So: £1,303.2 deposit
and 24 months at £217

£6511 Total

Car is £20K new so work out if you could buy new with a little discount (not much as these things "Jukes" sell fast) and resell in 2 years for £13K

It's a close call on this one as I reckon a 2 year old one would fetch a little more than £13k but then again it might not so why take the risk - low deposit and low monthly fixed fees.

Last edited by robertdon777; 25-02-2013 at 02:31 PM.
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Old 25-02-2013, 03:36 PM   #98
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Isn't that juke a lease though ? If so you would probably have to pay 13k to keep it.
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Old 25-02-2013, 06:42 PM   #99
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Personal contract hire,

Just hand it back after 24 months, although many companies will give you a purchase price too at the end of the term.
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Old 25-02-2013, 06:48 PM   #100
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If you work for the NHS, check if your trust does a salary sacrifice scheme.

I pay £320 for my Qashqai Acenta 1.6

This includes the following:

Full european comp insurance
Full european breakdown cover
Full servicing costs - vehicle collected and delivered
Full tax costs
Tyres
Batteries.

Hand it back in three years and then take another similiar to PCP. Just all the extras !

Worth it for me, to go from a 12 year old Astra to a brand new Qashqai.
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