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The Insurance Zone Want to insure your ride but not sure of wheres best.. Well, put a post here and others should be able to help!

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Old 08-08-2019, 02:23 PM   #71
SteveTDCi
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Oh dear, this won't end well .....

For my mondeo i just insure it the cheapest way possible, all i need is for it to be legal. If it gets bent then £700 worth of car is no great loss.

Having just gone from a 4 car family down to 3, A Plan the insurer on the TT wanted £53 to cancel the policy with just 2 weeks remaining. I let it run out but you would have thought canceling the insurance reduces there risk.
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Old 13-08-2019, 12:56 PM   #72
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Originally Posted by SteveTDCi View Post
Oh dear, this won't end well .....

For my mondeo i just insure it the cheapest way possible, all i need is for it to be legal. If it gets bent then £700 worth of car is no great loss.

Having just gone from a 4 car family down to 3, A Plan the insurer on the TT wanted £53 to cancel the policy with just 2 weeks remaining. I let it run out but you would have thought canceling the insurance reduces there risk.
I'm not sure there would be any risk to A-Plan because they are just the broker and have already been paid. Cancellation could provide a top up over and above.
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Old 13-08-2019, 01:13 PM   #73
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My renewal has come through from Hastings. I think I've been with them 5 or 6 years now.

The same thing happens every year. The renewal is miles higher than last year, but they instantly become competitive with a phone call.

The renewal letters now state the price from last year so the increase is really obvious. You can't forget what it cost last year.
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Old 13-08-2019, 02:03 PM   #74
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LV just said it was their best price when I phoned them.

Was going to go with Hastings but their price has went up £5 in a couple of weeks!
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Old 13-08-2019, 02:04 PM   #75
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I'm not sure there would be any risk to A-Plan because they are just the broker and have already been paid. Cancellation could provide a top up over and above.
Yes A Plan would have been paid no doubt out of the broker fee, but surely asking for £53 to cancel a policy is a bit daft, its not like i was expecting or wanting a refund on the 2 weeks remaining.
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Old 13-08-2019, 05:14 PM   #76
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Yes A Plan would have been paid no doubt out of the broker fee, but surely asking for £53 to cancel a policy is a bit daft, its not like i was expecting or wanting a refund on the 2 weeks remaining.
I'll bet some would pay, so it is worth the chance and there is probably some cunningly worded, well hidden clause, that would make you liable were anything to happen.
Not that I have a jaded/dim view of the insurance industry and their shifty dealings!
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Old 21-12-2019, 10:26 AM   #77
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I had a multi car policy with Admiral as I was running 2 cars for a few years. I went down to one car earlier this year and phoned them at the time to sort the insurance out and thought nothing further of it. By luck I was looking at my online insurance docs the other day and noticed that my 19yrs NCB was put against the car I had got rid of and they had started a new policy on the car I kept with no NCB!

Fortunately a quick call to them yesterday and they switched my 19yrs NCB to my current (and only) car. I suspect if I hadn't noticed I would have lost it all together.

TBH the price difference isn't massive but was more concerned with loosing the NCB.
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Old 21-12-2019, 12:21 PM   #78
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I have a multi car policy with LVE and it did save about 10% on individual quotes.
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Old 21-12-2019, 12:31 PM   #79
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Couldn't agree more with the OP.

A multi-car policy should be cheaper than insuring cars individually. In my case even though Admiral offered to match their best individual (new customer) quote for each car, I would have expected a further incentive on top.

What was most surprising was that when a competitor priced significantly cheaper for one car and I asked to remove it from the policy, the others shot up by approx 5-10%.

It's a smart business model... they know they have you by the balls one way or the other
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Old 21-12-2019, 02:31 PM   #80
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Insurance is a huge rip off in my eyes, "and I'm not calling anyone names" I call the "dealer" up and ask for your "best" price, it turns out £150 more than another company, so I tell them "thank you but company xxxx has quoted me £150 cheaper, "oh hold on" says the salesperson, I'm sure we can match that, !!! "HOW," says I, you've given me your best price, or were you telling me lies?? the squirming even comes out over the phone!! robbing bxxxxxxs.
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