Detailing World  

Go Back   Detailing World > Lifestyle > The Insurance Zone
DW Home Forum Home Merchandise Store Register FAQ Members List Calendar Search Today's Posts Mark Forums Read

The Insurance Zone Want to insure your ride but not sure of wheres best.. Well, put a post here and others should be able to help!

Reply
 
Thread Tools Display Modes
Old 01-10-2019, 07:25 PM   #1
DLGWRX02
OCD Sufferer (Obsessive Car Detailer)
 
DLGWRX02's Avatar
 
Join Date: Apr 2010
Location: Great Yarmouth
Posts: 2,755
Thanks: 1,304
Thanked 1,715 Times in 1,160 Posts
Garage
Insurance going into liquidation! Happened to anyone else?

Ok, today my mum had a little collision in her Range Rover, she was not at fault the driver of the other vehicle was in the wrong lane entering a roundabout, then when exiting the roundabout drifted across impacting into my mother.



Damage to rear drivers side door, rear offside wheel, rear offside quarter panel, side skirt trim and rear bumper, and obviously the red chrome wrap requires redoing in these areas also.

The other vehicle the Honda CR-V damaged his near side front wheel, wing and the edge of the front bumper.

Now she’s just been contacted by enterprise in regards to getting her out a like for like hire car, (but she has declined as she has the use of other vehicles) but while on the phone to them, it flagged up to the enterprise employee that the insurance from which they would have to claim for the loan car is now beginning the process of liquidation. Meaning that they wouldn’t be able to put in a claim for the hire car anyway.

So where does this leave my mum in being able to claim for the accident. She’s insured with LV and after speaking and letting them know what enterprise said they’re not sure what’s going on.



Sent from my iPad using Tapatalk

Last edited by DLGWRX02; 01-10-2019 at 07:36 PM.
DLGWRX02 is offline   Reply With Quote
Old 01-10-2019, 07:30 PM   #2
Mikesphotaes
OCD Sufferer (Obsessive Car Detailer)
 
Mikesphotaes's Avatar
 
Join Date: Jul 2016
Posts: 828
Thanks: 479
Thanked 382 Times in 344 Posts
Garage
Can't see LV going down?
Mikesphotaes is offline   Reply With Quote
Old 01-10-2019, 07:34 PM   #3
DLGWRX02
OCD Sufferer (Obsessive Car Detailer)
 
DLGWRX02's Avatar
 
Join Date: Apr 2010
Location: Great Yarmouth
Posts: 2,755
Thanks: 1,304
Thanked 1,715 Times in 1,160 Posts
Garage
Quote:
Originally Posted by Mikesphotaes View Post
Can't see LV going down?
Sorry, no my mums with LV, not sure who the other person is with. Its his that was said to be going into liquidation. Lv didn’t know anything about it until my mum told them.

Last edited by DLGWRX02; 01-10-2019 at 07:37 PM.
DLGWRX02 is offline   Reply With Quote
The Following User Says Thank You to DLGWRX02 For This Useful Post:
Mikesphotaes (01-10-2019)
Old 01-10-2019, 07:43 PM   #4
percymon
OCD Sufferer (Obsessive Car Detailer)
 
Join Date: Jun 2007
Posts: 1,943
Thanks: 295
Thanked 1,100 Times in 883 Posts
Garage
It’s up to LV to claim their losses from the other party, whether they do or not successfully shouldn’t affect the claim. I’d be more worried about whether your mums insurance is OK; is the red chrome wrap declared with insurer ? And does the V5 indicate a colour change (if appropriate, not sure on that one !)
percymon is offline   Reply With Quote
The Following User Says Thank You to percymon For This Useful Post:
DLGWRX02 (01-10-2019)
Old 01-10-2019, 07:52 PM   #5
DLGWRX02
OCD Sufferer (Obsessive Car Detailer)
 
DLGWRX02's Avatar
 
Join Date: Apr 2010
Location: Great Yarmouth
Posts: 2,755
Thanks: 1,304
Thanked 1,715 Times in 1,160 Posts
Garage
Quote:
Originally Posted by percymon View Post
It’s up to LV to claim their losses from the other party, whether they do or not successfully shouldn’t affect the claim. I’d be more worried about whether your mums insurance is OK; is the red chrome wrap declared with insurer ? And does the V5 indicate a colour change (if appropriate, not sure on that one !)
Yes the wrap is declared, and you don’t need to change the v5 for a wrap as it’s not classed as a permanent change
DLGWRX02 is offline   Reply With Quote
Old 01-10-2019, 11:57 PM   #6
RicardoB
Washmitt Meister
 
RicardoB's Avatar
 
Join Date: Oct 2015
Posts: 200
Thanks: 11
Thanked 104 Times in 87 Posts
Quote:
Originally Posted by DLGWRX02 View Post
Yes the wrap is declared, and you don’t need to change the v5 for a wrap as it’s not classed as a permanent change
I asked this question to DVLA before I got my car wrapped.

Below is their reply....

The register maintained by the Driver and Vehicle Licensing Agency (DVLA) essentially exists to assist in revenue collection, road safety and law enforcement. The Police and other enforcement agencies rely on the DVLA record for all vehicles-related investigations. It is therefore paramount that the information stored on the vehicle register is accurate and up to date.

*

DVLA records details given by vehicle manufacturers at first registration. Any changes to the vehicles details must be notified to DVLA by law.
*
By covering the entire vehicle in a coloured adhesive/vinyl wrap, it is DVLA’s view that the colour change should be recorded. To notify a change of colour you should complete section 7 of the registration certificate V5C and return it to DVLA Swansea SA99 1BA. You should receive a replacement certificate within two to four weeks.


Obviously applies if the wrap is different colour to the cars original colour.

In respect of the accident. Can't see there being a problem. LV should pay for repairs.


Sent from my ONEPLUS A6013 using Tapatalk

Last edited by RicardoB; 02-10-2019 at 12:07 AM.
RicardoB is offline   Reply With Quote
Old 02-10-2019, 01:06 AM   #7
Shiny
DW Forum Sponsor
 
Shiny's Avatar
 
Join Date: Apr 2007
Location: Swindon
Posts: 6,278
Thanks: 1,435
Thanked 3,308 Times in 2,069 Posts
Garage
The latest insurer to go pop was Lamp in May and I don't think they did vehicle insurance.

Prior to that was Alpha last year but all their policies ceased.

The only one I can think of at the moment is unrated/Gibraltar based Gefion, they are still solvent though, although it's a bit touch and go.
__________________
Lloyd



Shiny is offline   Reply With Quote
The Following User Says Thank You to Shiny For This Useful Post:
DLGWRX02 (02-10-2019)
Old 02-10-2019, 10:53 AM   #8
DLGWRX02
OCD Sufferer (Obsessive Car Detailer)
 
DLGWRX02's Avatar
 
Join Date: Apr 2010
Location: Great Yarmouth
Posts: 2,755
Thanks: 1,304
Thanked 1,715 Times in 1,160 Posts
Garage
Quote:
Originally Posted by Shiny View Post
The latest insurer to go pop was Lamp in May and I don't think they did vehicle insurance.

Prior to that was Alpha last year but all their policies ceased.

The only one I can think of at the moment is unrated/Gibraltar based Gefion, they are still solvent though, although it's a bit touch and go.
Ile try get the name today when I speak again with my mum.

The name Trinity lane insurance co Ltd.

Last edited by DLGWRX02; 02-10-2019 at 11:10 AM.
DLGWRX02 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT +1. The time now is 09:19 AM.


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
DTO Garage vBulletin Plugins by Drive Thru Online, Inc.

vB.Sponsors
Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
DTO Garage vBulletin Plugins by Drive Thru Online, Inc.

vB.Sponsors